What a home warranty actually covers.
A quick tour of the categories you'll find on most plans — plus the optional add-ons that matter if you have a pool, well, or older roof.
Heating & Cooling
Central AC, heat pumps, furnaces, and ductwork covered on most Systems plans.
- Central air conditioning
- Furnace / heat pump
- Ductwork
- Thermostats
Plumbing
Interior plumbing lines, stoppages, and fixtures — one of the most-claimed categories.
- Interior pipe leaks
- Stoppages & clogs
- Toilets & faucets
- Water heater
Electrical
Wiring, panels, and switches inside your home's electrical system.
- Main panel & sub-panels
- Interior wiring
- Outlets & switches
- Ceiling fans
Kitchen Appliances
Refrigerators, ovens, dishwashers, microwaves, and more on Appliance plans.
- Refrigerator
- Oven & range
- Dishwasher
- Built-in microwave
Laundry
Washer and dryer coverage — often included on combo plans.
- Washer
- Dryer
- Motor & drum
- Control boards
Roof Leak Repair
Limited roof leak repair over occupied living areas — availability varies by provider.
- Leak patching
- Shingle repair
- Flashing repair
Pool & Spa
Optional add-on covering pumps, filters, and heaters for pools and spas.
- Pool pump
- Filter
- Heater
- Motor
Well Pump & Septic
Add-on for rural properties — well pumps, pressure tanks, and septic systems.
- Well pump
- Pressure tank
- Septic system
- Sewage ejector
Our full comparison table shows exactly what each top provider covers.
Ready to protect your home?
Compare quotes from top-rated providers in your ZIP in under 2 minutes.