Can You Afford A $3,000 Home Repair Bill?
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Choice Home Warranty
Straightforward coverage, high per-item payouts, budget-friendly pricing.
Recognition & ratings
Why homeowners choose Choice Home Warranty
- Two simple plans (Basic & Total) — no confusing tier maze, easy to compare.
- High per-item coverage cap (up to $3,000, with some reviews citing limits as high as $5,000 depending on state/plan) — often enough to fully cover a major AC or plumbing repair.
- Large contractor network (25,000+ pros) with 24/7 claims and a fast ~4-hour response window.
- 11 optional add-ons (pool/spa, septic, well pump, roof leak, etc.) to customize coverage.
Plans & pricing
- Heating
- Electrical
- Plumbing
- Water heater
- Ovens / ranges / cooktops
- Dishwasher
- Built-in microwave
- Garbage disposal
- Garage door opener
- Ceiling & exhaust fans
Popular add-ons
Pros & things to know
Pros
- High coverage caps
- Simple 2-plan structure
- Fast claim response
- No home inspection required
Things to know
- Comprehensive-only plans (can't buy systems-only or appliance-only)
- $100 flat service fee
- 30-day coverage waiting period
Reviews
We surface real third-party review data instead of writing testimonials. Below: aggregate scores across platforms, honest theme summaries, and a live Trustpilot feed of dated customer reviews.
What happy Choice Home Warranty customers highlight
“Filed a claim on the air conditioner in the morning and a technician was scheduled the same day — the repair was covered after the $100 service fee.”
“Signing up took minutes, no home inspection, and the two-plan structure made it obvious what was and wasn't covered.”
“The water heater failed and the replacement cost far more than a year of premiums — the payout cap covered the bulk of it.”
These are paraphrased summaries of recurring 5-star feedback about Choice Home Warranty on public review platforms — not verbatim quotes or named testimonials. Photos are illustrative. Read the live, dated reviews on the linked platforms before enrolling.
| Source | Score | Notes | Link |
|---|---|---|---|
| Trustpilot | ~4.0 / 5 | 55,000+ reviews | View source |
| BBB | ~1.0 / 5 | heavy complaint volume | View source |
| ConsumerAffairs | Mixed | large review volume | View source |
What customers praise
Reviewers repeatedly cite fast claim response — technician contact often within hours of filing.
Recurring complaints
Recurring complaints center on claim denials tied to contract exclusions, plus a January 2026 Arizona Attorney General consent judgment ($11.8M) over past sales practices.
Live reviews from Trustpilot
We surface Choice Home Warranty's live, dated customer reviews from Trustpilot rather than hand-writing testimonials. Read the current reviews directly on Trustpilot:
View Choice Home Warranty on TrustpilotSee what Choice Home Warranty customers say
“I've had Choice Home Warranty for several years. This is the first time I've had to use it. The agent that took my call was courteous and prompt. She gave me the service company's name & contact number and e-mailed me the information required. The technician arrived the next morning (my call was placed on Sunday evening). He fixed the problem right away. I could not be more pleased with the service I received from Choice and the technician. Thanks Choice!”
$50 Off + 1 Month Free — get your free quote now
Can you afford a $3,000 home repair bill? Lock in Choice Home Warranty's current promotion.
Get My Free QuoteFirst month free with purchase of any single-payment home warranty plan. Offer terms, pricing and availability are set by Choice Home Warranty and may change at any time. Choice Home Warranty plans are not available in California or Washington.