Provider review
Choice Home Warranty
Straightforward coverage, high per-item payouts, budget-friendly pricing.
4.4Editor rating
Starting price
From $46/mo
Service call fee
$100
States covered
49 (all but WA)
Response time
~4 hours
Why homeowners choose Choice Home Warranty
- Two simple plans (Basic & Total) — no confusing tier maze, easy to compare.
- High per-item coverage cap (up to $3,000, with some reviews citing limits as high as $5,000 depending on state/plan) — often enough to fully cover a major AC or plumbing repair.
- Large contractor network (25,000+ pros) with 24/7 claims and a fast ~4-hour response window.
- 11 optional add-ons (pool/spa, septic, well pump, roof leak, etc.) to customize coverage.
Plans & pricing
Basic Plan
~$46–49/mo
- Heating
- Electrical
- Plumbing
- Water heater
- Ovens / ranges / cooktops
- Dishwasher
- Built-in microwave
- Garbage disposal
- Garage door opener
- Ceiling & exhaust fans
Popular add-ons
Pool/spaSeptic systemWell pumpRoof leakSecond refrigeratorStand-alone freezer
Pros & things to know
Pros
- High coverage caps
- Simple 2-plan structure
- Fast claim response
- No home inspection required
Things to know
- Comprehensive-only plans (can't buy systems-only or appliance-only)
- $100 flat service fee
- 30-day coverage waiting period
Reviews
We surface real third-party review data instead of writing testimonials. Below: aggregate scores across platforms, honest theme summaries, and a live Trustpilot feed of dated customer reviews.
Aggregate ratings across review platforms
Verified 2026-07-14
| Source | Score | Notes | Link |
|---|---|---|---|
| Trustpilot | ~4.0 / 5 | 55,000+ reviews | View source |
| BBB | ~1.0 / 5 | heavy complaint volume | View source |
| ConsumerAffairs | Mixed | large review volume | View source |
Third-party review scores drift monthly. Confirm current numbers on the linked sources before enrolling with Choice Home Warranty.
What customers praise
Reviewers repeatedly cite fast claim response — technician contact often within hours of filing.
Recurring complaints
Recurring complaints center on claim denials tied to contract exclusions, plus a January 2026 Arizona Attorney General consent judgment ($11.8M) over past sales practices.
We don't publish invented reviewer names, star counts, or dates. The summaries above paraphrase recurring themes from public review platforms; live individual reviews come from the Trustpilot widget below.
Live reviews from Trustpilot
Live reviews on Trustpilot
We surface Choice Home Warranty's live, dated customer reviews from Trustpilot rather than hand-writing testimonials. Read the current reviews directly on Trustpilot:
View Choice Home Warranty on TrustpilotCompare other providers
Choice Home Warranty — From $46/mo
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